Custom Equity Strategy

Bridge Loan & Down Payment Analysis

Prepared specifically for Steven & Lori Krasch

Here is a comprehensive breakdown showing how a bridge loan unlocks equity from your current residence to seamlessly fund the down payment for your new home.

Current Home Equity & Bridge Loan Max

Leveraging your estimated current property value at an 85% Maximum LTV threshold.

Est. Current Value: $750,000

Max LTV Limit 85%

$637,500

85% of $750,000 home value

Existing Mortgage Payoff -

-$375,000

Current first loan balance

Max Bridge Loan

$262,500

Gross equity released

Net Purchase Down Payment

$258,016

After $2,625 (1% origination)

$750,000 (Value) × 85% = $637,500 - $375,000 (Current Loan) = $262,500 (Bridge) - $2,625 (1% Orig.) = $258,016 Cash for Purchase

Dynamic Scenario Tool

Interactive Bridge Cost Calculator

Bridge loans can be held for up to 4 months (120 days). Adjust the slider to test holding timelines.

Interest Rate

8.50% Simple Int.

Daily Cost

$61.13 / day

Holding Duration (Days): 30 Days

1 Day 30 Days (1 Mo) 60 Days (2 Mos) 90 Days (3 Mos) 120 Days (4 Mos)

Quick Duration Presets:

How interest is calculated:

Annual Interest = $262,500 × 8.50% = $22,312.50 / year.
Daily Rate = $22,312.50 ÷ 365 = $61.13 per day.

Calculated Cost Summary

$4,459 for 30 days

Origination Fee (1% fixed) $2,625

Daily Interest Rate $61.13 / day

Accumulated Interest $1,834

Total Bridge Cost $4,459

Net Equity Received: $258,041

How the Bridge Process Works

A seamless four-step equity transition from your current home to your new purchase.

Tap Current Equity

Extract up to 85% LTV from your existing property. A $262,500 bridge loan is secured against current home value.

Equity Access $262,500

Fee & Setup Coverage

1% origination fee ($2,625) is deducted from proceeds. Simple interest ($61.13/day) accrues only for the exact days held.

Origination Fee $2,625 (1%)

Purchase Down Payment

Inject $258,016 net cash directly into your new home purchase contract as a non-contingent buyer down payment.

Cash Inject $258,016

Sell & Payoff

Upon sale of your current home (within up to 4 months), the bridge loan balance is completely paid off at closing.

Holding Max 4 Months

Interactive Purchase Loan Parameters

Explore detailed new purchase loan options, monthly payments, and total cost comparisons live.

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